QT Enterprises, Inc Prepare for your business credit or microloan application

Loans Available Until Funds Run Out

Need a loan to grow your business and want to take advantage of this amazing opportunity, QT Enterprises is your best shot at getting it.
With a limited amount of time and a finite amount of funds available you can’t afford to make mistakes. Small business owners are typically not properly prepared to ask for a business loan and are therefore often turned down or receive only a portion of the funds requested. The SBA is guaranteeing up to 100% of a loan for properly prepared requests from credit worthy businesses. There is no reason for a credit viable business owner not to apply for a bank loan. You have a good use for the funds and a well thought out plan to grow your business.

If you’re asking yourself will I get approved, please read on as there are 2 key parts to the answer.

1. Viable small businesses meeting these minimum qualifications will be eligible:

• 720 credit score on all owners of the business.
• Business is over 6 months old and operating in Michigan.
• Have collateral to pledge i.e. accounts receivable, equipment with realistic estimated value, personal property (home equity or investment properties).
• Current Debt to Income is less than 45%.

2. Those equipped with a complete, properly prepared loan package including these 4 elements have the best chance for approval:

• Purpose of the Loan
• Full Disclosure of Debts
• Full Business Plan with Marketing Plan, Management/Organization Chart and Financial Statements.
• Loan Application

We will make sure you are completely prepared to get approval for your loan and just as important, be able to implement the strategies in your growth plan quickly so you can take your business to the next level.

Your Bankers Packet will be expertly prepared before you go to the bank, any bank in the state of Michigan.

The QT Loan Preparation team possesses years of experience at getting loans approved. Who better to have in your corner than ex bank Loan Officers and Underwriters when preparing to meet Loan Officers and Underwriters.

When your Loan Officer asks if you’re prepared; just say yes and relax. 

Our QT Loan Coach will conduct an assessment of your needs and with the QT Loan Preparation team determine viability of success. They will continue to work with you during the Banker’s Packet development and through to a successful loan. Approach your lending institution with confidence by being absolutely correct with your paperwork.

Your QT Bankers Packet Preparation Service Includes:

SBA Qualification Checklist                                                     $500.00
SBA Loan Application Assembly                                             $1000.00
Business Plan                                                                         $5250.00
• Performa Financial Statements
• Marketing Action Plan (more extensive plans available)
• HR Plan (management overview)
• Organizational Chart
• Job Descriptions
• Projected Job Results
• (Operations Plan available for an additional charge)
Review by a former SBA Underwriter                                     $500.00
Coaching for Bank Meeting                                                      $250.00
 
Regular Total Price:                                                                $7500.00

Stimulus Price Save 33%                               $5000.00    Ask for the Easy Payment Plan

We are so confident you will get your funding (assuming you meet our minimum underwriting criteria) we offer a money back guarantee.  To qualify for the 50% money back guarantee you must:

• Meet our minimum credit criteria of 720 or above on all bureaus.
• Business must be at least 6 months old and operating in Michigan.
• Must have some collateral to pledge to your lenders of choice.
• You must apply for your business loan at 3 banks.
• If you are declined from at least 3 lending institutions you must also apply for a microloan. If that fails, you will receive a 50% refund for the cost of QT Enterprises preparing the Bankers Packet. At the very least you will still have an extensive plan of action and tools necessary to grow your business quicker.